Earlier this week or late last week (I’m terrible at referencing days, they all seem to slide together.) I went to Beacon - a credit union - to set up a checking and savings account. (Actually, I just wanted checking, but apparently I have to start with a savings. Damn banks.)
When they tried to run me through the Chex system, they found out that it was down, so they weren’t able to bring up my previous banking history. They told me to come back later.
Instead I went to PNC to try there. Their Chex system was down too, (same system, I think Beacon said it was probably a nationwide thing) but they ran a credit check as well.
Well, my credit came back as bad, so they wouldn’t allow me to open a free checking account. Instead they offered a bunch of alternative crap with low limited cash withdrawals, monthly fees, pre-loaded cards, blah. Blah. Blah.
Not paying fees for a service I can get for free just because I have a medical bill on my record. No thanks, smell ya later.
On to today…
Went to Beacon again and the Chex was working. I knew I’d clear it cause I called AFB and they informed me my old account closed with my small overdraft waived - balance of 0.
I opened up a savings account for $25. Which always has to hold a minimum of $25. But I should be getting my card within 10-14 business days or something. I’m going to go back and open up the checking account when I get my next check.
But the whole point of this exercise was to have an account for my tax return to be deposited into because it will ensure that I’ll receive it faster. So I’m good to go here!
While I was out and about, I finallyyy went and got my license switched. I was only about 9 months late, right?
I took the written several weeks ago, so I just had to pay the outrageous $21 for a plastic card and get my picture taken after offering up the tribute of my life on paper. Organ donor, check. Register to vote, later.
My chubby-cheeked Washington license gone, I am now an officially licensed driver of the state of Indiana. When the card arrives in the mail. Wooo.
I promptly proceeded home and got ready for work.
The manager who does our schedules was there, so I asked her about my two week leave in March, if it was approved. She said if we can find someone else to close.
Ummm, we have at least two other closers with SOCs? At least two more who know how to close? That’s four people, you only need two? For two weeks? I gave you plenty of advance? Can you at least check with these people, make sure it’s okay with them, and give me a straight answer? I asked you a week ago and kindly asked for a response ASAP. I was assured it wouldn’t be a problem by your fellow managers, but your attitude was rather smug.
Tim told me that’s just how she is, but her tone and the look she gave me just pinched a nerve a bit, I guess.
Nevertheless, I still have some time before I even have the money to buy my airplane tickets. I just really hope I get an actual response before then, because I’m going to buy the tickets with or without confirmation. I can’t wait too long or they’ll be hella expensive. Especially right around Spring Break for school.
And I’d be very disappointed if I couldn’t go. To say the least.
The house is a bit warmer tonight, but I’m still wearing two pairs of socks with slippers over cold toes. And phalanges. (My meandering in forensic anthropology novels is showing again.)
I called my mom and begged her to call the bank to inquire about my money again. I either need to move out and sell this shit hole or fix it up so we’re not freezing or burning up with each season. Paying $400 a month on electricity to live in a 55 degree hut is not flying too well with me.
There’s a nice little house with a garage down the street, $1800 down, $426/month rent to own by owner. It is calling my naaame. I could sell this lot, beyond reasonable at 10k for a corner lot. I think the court house appraisal said it was 18k for the lot alone, not including the trailer. Put some on the house, put some on any possible repairs. Not freeze to death.
And I know the cop two houses down wants this lot. He owns the house between us as well. I think Crystal said he wants to build a garage or something. But he only offered her $3000 and told her to move the trailer. Probably costs that much to move the damn trailer. :/
Bleh. Anywho, this entry is hella long and it is hella late. I’ll take my daydreams about a warm house to bed with me.
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